Welcome to EquiCert Ltd. By accessing or using our online valuation platform (the "Platform"), you agree to comply with and be bound by the following Terms of Service ("Terms"). Please read these Terms carefully before using our services. If you do not agree to these Terms, you must refrain from accessing or using the Platform.

1. Definitions

"We," "Us," "Our": Refers to EquiCert Ltd, the operator of the Platform.
"You," "Your": Refers to the individual or entity accessing or using the Platform.
"Services": Refers to company valuation services provided through the Platform.
"Subscription Plans": Refers to the Free, Standard, and Premium subscription options offered on the Platform.

2. Eligibility

You must be at least 18 years old or the legal age in your jurisdiction to use the Platform. By using the Platform, you represent and warrant that you meet this eligibility requirement.

3. Account Registration

To access certain features, you must create an account:
You agree to provide accurate, complete, and current information during registration.
You are responsible for maintaining the confidentiality of your login credentials.
You are liable for any activity performed through your account.

4. Subscription Plans

Free Plan: Provides limited access to the Platform's features.
Standard and Premium Plans: Offer extended features based on subscription fees.
Payment for subscription plans must be made in full before accessing paid features.
You may cancel your subscription at any time, but no refunds will be provided for unused portions of the subscription period.

5. Valuation Services

The Platform generates valuation reports based on the information provided by you.
You are solely responsible for ensuring the accuracy and completeness of the data entered.
The valuations provided are for informational purposes only and do not constitute financial, legal, or investment advice.

6. Fees and Payment

All fees are clearly listed during the subscription process.
Payments are processed through secure third-party payment gateways.
You agree to pay all applicable taxes, if any, associated with your subscription.

7. Intellectual Property

All content on the Platform, including but not limited to text, graphics, logos, and software, is the property of EquiCert Ltd or its licensors.
You may not reproduce, distribute, or use any content without prior written consent.

8. Prohibited Activities

When using the Platform, you agree not to:
Engage in unauthorized access or use of the Platform.
Misuse the Platform for unlawful activities.
Reverse-engineer or attempt to extract the Platform's source code.

9. Privacy Policy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using the Platform, you agree to our Privacy Policy.

10. Disclaimer of Warranties

The Platform is provided "as is" and "as available" without warranties of any kind.
We do not guarantee that the valuation results will meet your expectations or be error-free.

11. Limitation of Liability

To the fullest extent permitted by law, EquiCert Ltd shall not be liable for any direct, indirect, incidental, or consequential damages arising out of or in connection with your use of the Platform and the valuation report.

12. Termination

We reserve the right to suspend or terminate your access to the Platform at any time, without notice, if you breach these Terms or engage in prohibited activities.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Mauritius. Any disputes shall be subject to the exclusive jurisdiction of the courts of Mauritius.

14. Changes to Terms

We may update these Terms at any time. Any changes will be posted on the Platform with the updated effective date. Continued use of the Platform constitutes acceptance of the revised Terms.

EquiCert Ltd ("we," "our," or "us") values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website and online valuation platform (the "Platform"). By using the Platform, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect the following types of information:

a. Personal Information
Information that identifies you directly, such as:
Name
Email address
Phone number
Company name
Qualitative information
Quantitative information
Data used for valuation purposes

b. Non-Personal Information
Information that does not directly identify you, such as:
Browser type
Device type
IP address
Usage data and analytics (e.g., pages visited, time spent on the Platform)

c. Data Entered on the Platform
Financial and company data you input into the Platform for valuation purposes.

2. How We Use Your Information

We use your information for the following purposes:
To provide and improve the Platform's services.
To process payments and manage subscriptions.
To communicate with you regarding your account, updates, and support requests.
To analyze usage trends and improve user experience.
To comply with legal obligations and enforce our Terms of Service.

3. How We Share Your Information

We do not sell or rent your personal information to third parties. We may share your information in the following cases:
With Service Providers: Third-party providers that assist in processing payments, hosting services, or analytics.
For Legal Compliance: To comply with legal obligations or respond to lawful requests by public authorities.
With Your Consent: When you explicitly consent to share your information for a specific purpose.

4. Data Security

We implement industry-standard security measures to protect your personal and financial information. These measures include encryption, secure servers, and access controls. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Your Rights

You have the following rights regarding your personal information:
Access: Request access to the personal information we hold about you.
Correction: Request corrections to inaccurate or incomplete information.
Deletion: Request the deletion of your personal information, subject to legal or contractual obligations.
Opt-Out: Opt-out of receiving marketing communications by following the unsubscribe instructions in emails.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on the Platform. Cookies are small files stored on your device that help us recognize you and understand your preferences.

Types of Cookies We Use:
Essential Cookies: Necessary for the Platform to function.
Analytics Cookies: Help us understand how users interact with the Platform.
You can manage your cookie preferences through your browser settings. Disabling cookies may affect the functionality of the Platform.

7. Third-Party Links

The Platform may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to read their privacy policies before providing them with your personal information.

8. Children's Privacy

The Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.

9. Data Retention

We retain your personal and company data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

10. International Data Transfers

If you are accessing the Platform from outside Mauritius please note that your information may be transferred to, stored, and processed in a country with data protection laws that may differ from those in your jurisdiction. By using the Platform, you consent to such transfers.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on the Platform with the updated effective date. Continued use of the Platform constitutes acceptance of the revised Privacy Policy.